Secure Yourself Against Life’s Uncertainties

Accidents can happen anytime, anywhere—but their financial impact shouldn’t disrupt your life. A Personal Accident Insurance Plan provides financial protection in case of accidental injuries, disability, or loss of life, ensuring that you and your family remain financially secure during tough times. Whether it’s medical expenses, disability benefits, or loss of income coverage, FinArray helps you choose the best plan to safeguard your future—all in just a few clicks!

Traveling is all about adventure and new experiences, but unexpected situations like medical emergencies, trip cancellations, lost baggage, or passport mishaps can turn your trip into a stressful ordeal. With Travel Insurance, you get comprehensive coverage that ensures you stay protected—no matter where you go.

At FinArray, we help you compare and choose the best travel insurance plans that offer maximum benefits at affordable premiums, so you can travel stress-free!

Why Do You Need Personal Accident Insurance?

Covers Accidental Death & Disability

Ensures financial security for your family in case of unfortunate events.

Medical Expenses & Hospitalization Cover

Pays for treatment, surgeries, and recovery costs.

Income Loss Compensation

Provides financial aid in case of temporary or permanent disability.

Worldwide Coverage

Stay protected anywhere in the world, 24/7.

Affordable Premiums

High coverage at budget-friendly prices.

Why Buy Personal Accident Insurance from FinArray?

Compare & Choose from India’s Top Insurers

Get the best policy tailored to your needs.

Instant Quotes, Zero Hidden Costs

What you see is what you get.

Expert Guidance from Our Mini Offices

Confused? Walk in and get personalized assistance.

100% Digital, Hassle-Free Process

Buy your policy online in minutes.

How is Premium for a Personal Accident Insurance Policy Calculated?

The premium of a personal accident policy is decided on the basis of the applicant's occupation.
Generally, occupational risks under personal accident insurance can be segmented into the following three categories:

Personal Accident Insurance vs Life Insurance Comparison Table

The premium of a personal accident policy is decided on the basis of the applicant's occupation.
Generally, occupational risks under personal accident insurance can be segmented into the following three categories:

How to File a Personal Accidental Insurance Claim?

To initiate the claim process for personal accident insurance, inform the insurance provider within the specified time frame. The insurer may provide a claim reference number. The following information is required to be submitted to the insurer while intimating a claim:
Contact number
Policy number
Date and time of the accident
Name and contact details of the insured
Location of the incident
A brief description of how the accident/loss took place with its location details
Extent of the loss
It is essential that these details are also known to the family members or dependents of the policyholder (including spouse), as an unexpected event such as the demise of the insured may leave them unaware of what to do next. Submit all the required documents to the insurer. The insurer will verify the documents and pay the claim amount to the policyholder or the nominee as the case may be.