Secure Yourself Against Life’s Uncertainties
Comprehensive coverage that safeguards you and your loved ones from accidental injuries, disabilities, and unforeseen events.
Accidents can happen anytime, anywhere—but their financial impact shouldn't disrupt your life. A Personal Accident Insurance Plan provides financial protection in case of accidental injuries, disability, or loss of life, ensuring that you and your family remain financially secure during tough times. Whether it's medical expenses, disability benefits, or loss of income coverage,
FinArray helps you choose the best plan to safeguard your future—all in just a few clicks!
Why Do You Need Personal Accident Insurance?
How is Premium for a Personal Accident Insurance Policy Calculated?
The premium of a personal accident policy is decided on the basis of the applicant's occupation.
Generally, occupational risks under personal accident insurance can be segmented into the following three categories:
How to File a Personal Accidental Insurance Claim?
To initiate the claim process for personal accident insurance, inform the insurance provider within the specified time frame. The insurer may provide a claim reference number. The following information is required to be submitted to the insurer while intimating a claim:
It is essential that these details are also known to the family members or dependents of the policyholder (including spouse), as an unexpected event such as the demise of the insured may leave them unaware of what to do next.
Submit all the required documents to the insurer. The insurer will verify the documents and pay the claim amount to the policyholder or the nominee as the case may be.