Term
Plan
Saving
Plan
Health Insurance
Personal Accident
Group mediclaim
Travel Insurance
Car Insurance
Bike Insurance
Why FinArray
We work on a wide range of building typologies and projects
Member of Insurtech association of India
Your Perfect Insurance Match Awaits!
You will work with the talented entrepreneurs driving change in your industry
Life
General (Non- Life )
Health
Your Perfect Insurance Match Awaits!
You will work with the talented entrepreneurs driving change in your industry
We believe architecture and design are critically important to addressing the most pressing challenges of our time.
We believe architecture and design are critically important to addressing the most pressing challenges of our time.
We believe architecture and design are critically important to addressing the most pressing challenges of our time.
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You will work with the talented entrepreneurs driving change in your industry
Frequently Asking Questions
You will work with the talented entrepreneurs driving change in your industry
Life Insurance
Health Insurance
Travel Insurance
Motor Insurance
What is Life Insurance, and why do I need it?
Life insurance provides financial security to your family in case of an unfortunate event. It ensures that your loved ones are financially protected even when you're not around.
Which type of life insurance is best for me?
It depends on your needs! A Term Plan offers pure protection, while a Savings Plan helps you build wealth along with insurance benefits.
Can I buy life insurance online?
Yes! With FinArray, you can compare and buy the best life insurance plans in just a few clicks—fully digital, hassle-free!
What happens if I miss a premium payment?
Most policies have a grace period (30 days for annual payments). If you miss it, your policy may lapse, but some insurers allow reinstatement.
Why do I need health insurance?
Medical emergencies can drain your savings. A health insurance plan covers hospitalization costs, medical bills, and treatments, keeping you financially stress-free.
What is the difference between an Individual Plan and a Family Floater Plan?
An Individual Plan covers only one person, while a Family Floater Plan covers all family members under a single policy, usually at a lower premium.
Does health insurance cover pre-existing diseases?
Yes, but most plans have a waiting period (typically 2-4 years). Some insurers offer reduced waiting periods for pre-existing conditions.
Can I buy health insurance without a medical check-up?
For most policies, a medical check-up is required only for higher sum insured options or older age groups. Many insurers offer plans without a pre-medical test.
What is the tax benefits ?
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Is travel insurance mandatory?
Some countries require travel insurance for visa approval (e.g., Schengen countries). Even if not mandatory, it’s highly recommended for financial protection during trips.
What does travel insurance cover?
It covers medical emergencies, trip cancellations, lost baggage, flight delays, and personal liability while traveling abroad or domestically.
Can I buy travel insurance after booking my flight?
Yes! You can buy travel insurance anytime before your trip starts. However, buying it early ensures coverage for cancellations or unexpected delays.
Does travel insurance cover COVID-19? ( No require now )
Most policies now include COVID-19 coverage for hospitalization, quarantine, or trip cancellations due to the virus. Check specific policy details for confirmation.
Is car insurance mandatory in India?
Yes! Third-party car insurance is legally required in India. However, a comprehensive policy offers broader coverage, including own damage, theft, and natural disasters.
What is the difference between Third-Party and Comprehensive Car Insurance?
- Third-Party Insurance: Covers damage to others (vehicles, property, or injuries).
- Comprehensive Insurance: Covers third-party liabilities + own vehicle damage.
Does car insurance cover accidents caused by the driver’s fault?
Yes, if you have a Comprehensive Policy. It covers damages to your car, even if you were at fault.
Can I transfer my car insurance when selling my vehicle?
Yes, the new owner must get the insurance policy transferred within 14 days of purchase to ensure continuous coverage.
We believe architecture and design are critically important to addressing the most pressing challenges of our time.